Referral Offer Offer Update Previous: Previously untracked, new entry.New: Introduces a referral program allowing up to 10 invites with cash rebates up to HK$7,500 for referrers and welcome rewards for referees meeting criteria, valid through early 2026 with defined terms and conditions.Link Promotions And Offers Content Update Previous: The promotions featured a core set of invitation codes with an Asia Miles Time Deposit product and shorter duration FX remittance offers. Borrowing and cashback offers were more limited and some lifestyle partnerships were included modestly without anniversary celebrations.New: The promotions have grown substantially to include a 5th anniversary campaign, a wider variety of invitation codes, more diverse cashback tiers, new deposit and borrowing products, extensive lifestyle rewards, and longer validity periods, with a more vibrant and engaging marketing tone.Link Welcome Offer Promo Modification Previous: Welcome rewards provide up to HKD1,450 combining points, transport pass, and cashback with distinct offers for different cardholder groups and promotion timing mainly in July 2025 and some validity into May 2025. Enhanced savings rates and detailed segmented messaging are included.New: Welcome offer simplified to HKD1 per transaction for 3 months with coupons valued up to HKD1,000. Promotions run August to October 2025. Slightly lower savings rates and standard cashback figures. Messaging refocused on simple transaction benefits without segmentation or transport pass.Link Welcome Offer And Travel Promotions Promo Update Previous: Featured a prominent new customer flight ticket offer, additional insurance premium discounts, a mid-year flash hotel booking promotion with stackable coupons and detailed terms, enhanced privacy disclosures, and clearer regulatory messaging.New: No longer offers the flight ticket incentive or mid-year flash hotel promotions, retains only a basic hotel booking discount, simplifies privacy and regulatory statements, and uses a less aggressive travel marketing approach.Link Overseas Spending Privileges Spend Offer Previous: Did not offer any overseas spending e-voucher promotion, focusing mainly on core dining privileges and basic rewards.New: Features an overseas spending promotion including up to HK$300 Häagen-Dazs e-Vouchers alongside existing dining offers and additional privileges.Link Merchant Privileges Tactical Offer Previous: Omitted any special summer reward campaigns or merchant-specific discounts, providing a simpler offer landscape.New: Features enhanced summer rewards and exclusive YOHO promo discounts under a dedicated Spending Privilege section, enriching cardholder benefits.Link Merchant Privileges Tactical Offer Previous: Did not include any lifestyle rebate offers related to EV charging or Tesla station usage.New: Now includes an exclusive HK$50 monthly cash rebate for spending HK$500 or more at Tesla Supercharging or Destination Charging Stations, payable via the linked Tesla app.Link Welcome Offer New Welcome Offer Previous: Welcome offer providing up to 1,000,000 points with no special foreign currency bonus included.New: Welcome offer enhanced to provide up to 1,944,000 points including a large limited-time foreign currency spending bonus.Link Welcome Offer Promo Extension Previous: Welcome incentives featured round-trip air tickets as main FanFest Offer plus a timed 2,000 miles bonus on overseas spending requiring registration.New: Welcome incentives replaced air tickets with Apple Store Gift Card and raised new miles cap, removing explicit overseas spending bonus.Link Merchant Privileges Promo Update Previous: Exclusive buffet privileges at Hong Kong Jockey Club VIP Box during race days with Buy-2-Get-2-Free offer.New: Exclusive shopping privileges offering up to 30% discount on facial, spa, and medical aesthetic treatments through mtm labo until end 2025.Link 
